What kind of a future do you dream of for your children?

In these uncertain times, it’s hard not to worry about whether our children will have the things many Kiwis took for granted – such as a good education, an OE and eventually a house.

A simple but powerful philosophy worth adopting and sharing with you is to live your life in the juxtaposition of what matters most and what you can control. This philosophy is brilliantly illustrated by Carl Richards' sketch.

Many of my retired clients ask me "have I saved enough money for retirement?". Of course, it is a rhetorical question which can only be truly understood by them. The question they need to ask themselves is "do I feel comfortable with my lifestyle now I am in retirement?".