The products and services that we offer are:

• Life insurance
• Living assurance / critical illness / trauma cover
• Disability insurance
• Mortgage repayment insurance
• Medical insurance
• Home and contents insurance
• Business risk management
• Protection for the newly self employed
• Group benefits
• Insurance review and audit service
• Residential mortgages
• Redundancy cover
• Personal Finance Loans
• Business Finance Loans
• Retirement Annuity Services
• Investments

Other services shown on the sidebar on the right

• Advice for new South African immigrants
  From our many years of advising new arrivals, we have produced a quick check list to help you.
• Affordable Medical Insurance
  Medical insurance keeps you in control of when and where you get medical treatment.
• Home Mortgage Advice
  Choosing the right mortgage can save you thousands of dollars on the cost of your home. We can offer you a home loan that works smarter for you and puts you back in the driver's seat.
• Insurance for Women
  The financial impact generally falls on women when financial lifelines are not in place offering her security.
• Advice on your existing life insurance policy
  Are the premiums becoming unaffordable? Is your life assurance policy designed to be in force at death? Do you want your premiums back?
• Protecting your mortgage instalment
  For most New Zealanders, the largest financial commitment will be their mortgage. It is important therefore to protect the asset and lifestyle it can provide

Insurance Companies We Recommend

We work only with insurance companies and other financial service providers whom we absolutely trust. The following companies meet all of our strict criteria:

Sovereign	onepath	AIA	Asteron
Southern Cross	ACM Fire and General	Pinnacle Life	Accuro
Partners Life

Contact us

Please contact Michael or Gwyn Gray to discuss your insurance concerns.